Privacy Policy

Updated August 2025

1. Introduction

At Mortgage Loans Co., we respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and protect your information when you visit our website, use our services, or interact with us in any way.

Please read this privacy policy carefully to understand our practices regarding your personal data.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, address, employment information, income, and financial details necessary for mortgage applications.
• Financial Information: Credit score, bank statements, tax returns, and other financial documentation needed to process mortgage applications.
• Technical Information: IP address, browser type, device information, pages visited, and time spent on our website.
• Cookies and Similar Technologies: Information collected through cookies and similar technologies when you use our website.

3. How We Use Your Information

We use your information for the following purposes:

• To process mortgage applications and provide our services
• To communicate with you about our products and services
• To improve our website and services
• To comply with legal and regulatory requirements
• To protect against fraud and unauthorized transactions
• To send you relevant marketing communications (with your consent)

4. How We Share Your Information

We may share your information with:

• Mortgage lenders and financial institutions to process your application
• Service providers who perform services on our behalf
• Credit bureaus to verify your credit information
• Regulatory authorities, law enforcement, and other government agencies when required by law
• Professional advisors such as lawyers, auditors, and insurers

We do not sell your personal information to third parties.

5. Cookies Policy

Our website uses cookies to enhance your browsing experience. Cookies are small text files stored on your device that help us provide you with a better website experience.

We use the following types of cookies:

• Essential Cookies: Required for the website to function properly. These cannot be disabled.
• Analytics Cookies: Help us understand how visitors interact with our website.
• Marketing Cookies: Used to track visitors across websites to display relevant advertisements.

You can manage your cookie preferences through your browser settings.

6. Data Security

We have implemented appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. This website uses encrypted (HTTPS) connections, and loan applications are completed through a secure online portal. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access your personal information
• The right to correct inaccurate information
• The right to delete your personal information
• The right to restrict or object to processing
• The right to data portability
• The right to withdraw consent

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

9. Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of significant changes by posting the updated policy on our website with a new effective date. Your continued use of our website or services after any changes indicates your acceptance of the updated privacy policy.

10. Contact Us

If you have any questions about this privacy policy or our data practices, please contact us at: