Hays County
Buda Home Loans
Buda sits between Kyle and South Austin along I-35, a short drive from our Kyle office. We help Buda buyers with purchase, refinance and down payment assistance loans.
Buying or refinancing in Buda
Some Buda neighborhoods are inside a MUD or PID, so two similar homes can have different tax rates. We build the actual rate into your payment estimate.
Buda is popular with buyers relocating from Austin. A local pre-approval letter can make your offer stronger with sellers and listing agents here.
Loan programs we offer in Buda
Meet your loan officer
Dustin Allan, NMLS #2044646
I'm a Kyle-based mortgage loan originator, and I'm also a licensed real estate agent. That means I look at your loan and your purchase together: what you can comfortably afford, how your offer will read to a seller, and how to keep your closing on schedule.
You work with me directly, by phone or text, from your first question through closing day.
Real clients. Real closings.
What borrowers say about working with Dustin. Every review is five stars.
★★★★★
“As a first-time home buyer, Dustin was super helpful and very good at explaining the answers to all of my questions. He took my calls and texts at any time of day. Even on closing day he showed up and made me feel calm and assured as we signed.”
Michael R.
Purchase · closed April 2026 · Client review
★★★★★
“We had an excellent experience during our refinance. The entire process was smooth, efficient, and incredibly fast. Everything was explained clearly and communication was great. Dustin and his team truly made refinancing stress-free.”
Jacqueline C.
Refinance · closed January 2026 · Client review
★★★★★
“We want to thank Dustin for going out of his way at all times. Every question we had, he answered and broke down so we had a better understanding. Thank you for all your hard work and for helping us reach our goal of becoming homeowners.”
Vicente R.
Purchase · closed March 2026 · Client review
★★★★★
“Dustin was great to work with — very available, attentive, knowledgeable, professional, and he got things wrapped up in a timely manner. I would highly recommend Dustin for your loan needs. Thanks, Dustin!”
Dawn G.
Purchase · closed February 2026 · Client review
Buda mortgage FAQ
Which appraisal district handles property taxes in Buda?
Buda is in Hays County. Property values and exemptions are handled by the Hays Central Appraisal District, depending on the address.
How do I lower property taxes on a home I buy in Buda?
If the home is your primary residence, file for the Texas residence homestead exemption with the appraisal district after you buy. It lowers the taxable value of your home.
Is there down payment assistance in Buda?
Statewide programs from TSAHC and TDHCA are available to eligible buyers in Buda, and some cities and counties have their own. Eligibility depends on income, credit, the home and current program funding.
Can I work with a local loan officer for a home in Buda?
Yes. Dustin Allan (NMLS #2044646) works with Buda buyers directly by phone, text or in person from our Kyle office.
Nearby: Kyle · Austin · San Marcos · All areas we serve
Questions about a home in Buda?
Send a note and Dustin will get back to you. No rate is quoted until we review an application.