Your Path to
Homeownership
Discover personalized mortgage solutions with expert guidance every step of the way. Access down payment assistance, special rates, and programs designed for first-time buyers.
Smart Financing Solutions
Down Payment Assistance
Programs that provide funds for your down payment, often as grants or forgivable loans.
Special Low-Rate Loans
Access to mortgage loans with competitive interest rates designed for first-time buyers.
Closing Cost Assistance
Grants and credits to help cover closing costs, reducing your out-of-pocket expenses.
Education & Support
Homebuyer education courses and personalized support throughout the buying process.
Available Loan Programs
FHA Loans
3.5% DownFlexible financing with down payments as low as 3.5% and accommodating credit requirements.
Learn moreConventional 97
3% DownBegin your homeownership journey with just 3% down and competitive rates.
Learn moreVA Loans
0% DownFor veterans and active military - 0% down payment with no PMI required.
Learn moreUSDA Loans
0% DownZero down payment for homes in eligible rural and suburban areas.
Learn moreSteps to Homeownership
Check Your Credit
Review your credit report and score. Most loan programs require a minimum score, and better scores qualify you for better rates.
Save for Down Payment
Begin saving for your down payment and closing costs. Explore assistance programs that can reduce the amount you need to save.
Get Pre-Approved
Before house hunting, get pre-approved for a mortgage to understand your budget and strengthen your offer.
Find Your Home
Work with a realtor to find homes within your budget in your desired areas. Consider future needs and resale potential.
Close on Your Home
Complete the mortgage application process, have the home inspected and appraised, and finalize the purchase at closing.
Ready to Get Started?
Answer a few questions to see what programs you might qualify for and get personalized guidance for your homebuying journey.
Start Your Homebuying JourneyQuick Credit Score Estimator
Answer a few questions to get a rough estimate of your credit score range.
Quick Pre-Qualification
Answer a few questions to see what you might qualify for.
Check EligibilityHelpful Resources
- NMLS# 2044646
- Texas Licensed Lender
- Expert First-Time Buyer Support
- Fast Pre-Approval Process
Ready to Own Your First Home?
Let our experts guide you through every step of the process.
Real clients. Real closings.
What borrowers say about working with Dustin. Every review is five stars.
★★★★★
“As a first-time home buyer, Dustin was super helpful and very good at explaining the answers to all of my questions. He took my calls and texts at any time of day. Even on closing day he showed up and made me feel calm and assured as we signed.”
Michael R.
Purchase · closed April 2026 · Client review
★★★★★
“We had an excellent experience during our refinance. The entire process was smooth, efficient, and incredibly fast. Everything was explained clearly and communication was great. Dustin and his team truly made refinancing stress-free.”
Jacqueline C.
Refinance · closed January 2026 · Client review
★★★★★
“We want to thank Dustin for going out of his way at all times. Every question we had, he answered and broke down so we had a better understanding. Thank you for all your hard work and for helping us reach our goal of becoming homeowners.”
Vicente R.
Purchase · closed March 2026 · Client review
★★★★★
“Dustin was great to work with — very available, attentive, knowledgeable, professional, and he got things wrapped up in a timely manner. I would highly recommend Dustin for your loan needs. Thanks, Dustin!”
Dawn G.
Purchase · closed February 2026 · Client review
Buying a home in Kyle, Buda or Hays County?
Dustin is also a real estate agent with The Allan Home Group, the Compass team he runs with Kristin Allan. Their local guides cover neighborhoods, costs and the buying process: